Your engineers spend 40% on maintenance. Here’s how to get half of that back.

JetBrains data shows engineers spend 2-5 working days per month on tech debt. For a team of 50 engineers, that’s roughly $2 million per year just servicing the interest.

Most teams try to fix this with “debt sprints” or “20% time.” Both fail. Here’s what works:

1. Make debt visible in planning.

If it’s not on the board, it doesn’t exist. Track maintenance work the same way you track features. When leadership sees that 40% of capacity goes to keeping the lights on, priorities shift.

2. Budget debt paydown like you budget for infrastructure.

Not “we’ll get to it when we have time.” Allocate 15-20% of each sprint explicitly for debt reduction. Treat it as non-negotiable as security patches.

3. Stop adding faster than you’re paying down.

Every shortcut today is next quarter’s maintenance burden. Before approving “just ship it,” ask: what’s the carrying cost?

The companies breaking this cycle don’t treat debt as a cleanup project. They treat it as a budget line-with owners, metrics, and executive visibility.

The 40% trap is real. But it’s not permanent.

What’s your current maintenance-to-innovation ratio?